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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.


Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.


Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.


As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.


When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?


FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

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MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

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All of us have heard the following buzz words:

  • Property Auction
  • Repossessed
  • Repo
  • Property in Possession (PIP)

and with that the term "absolute bargain"... well, I beg to differ. Yes, it's a bold statement and I'm sure there are serious bargains at property auctions, all I'm saying is that it is not always the case.

I recently witnessed an auction in Wingate Park, Pretoria. The property in a small estate of about 13 units was repossessed. Viewing the property was done from 10:00 with the auction starting at 11:00.

The first thing I noticed was that the outside of the property needed some major attention with paint pealing from all walls suggesting a problem with the waterproofing. The bottom floor had a kitchen, lounge/dining area and double lock up garage. Things looked really nice with plants and a flat screen TV as well as leather furniture (I could hear people speculating that the furniture was sold with the house - which off course was not the case). I opened a single cupboard in the kitchen - it was stuck, I forced it open, this was no easy task, I left it open as I could not close it... I did not touch anything else. The first floor looked horrible. It seemed that the people left this morning and the housekeeper had not been there yet. The beds weren't made, there were clothes on the floor, some broken glass, open cupboards etc.

Working with property every day I estimated the floor are to be 210 square meters (I felt generous). Floor area is a funny thing, most people think they live in way bigger houses than they actually do - I think it has something to do with the person who sold them the house...

About 15 people arrived for the auction, many just to see what happened, about 5 looked like serious buyers. I reckoned I would not pay a sent over one million rand in total... at last the clock struck 11:00.

The auctioneer stepped out, he started painting the following picture:

  • Massive house in security estate (I'm not convinced that a shared gate for 13 houses makes it a security estate)
  • Once in a lifetime opportunity (I see many auctions in this area)
  • Building cost in Pretoria - nothing under R6500 per square meter (I think not)
  • House area - 300 square meters - thus this properties value is at least two million rand - without the erf (what utter rubbish)

I was stunned, everyone just stood there - getting ready to make a bid... I made a vow never to stand at an auction and be lied to again. The first bid was put in at R700 000, the auctioneer went into his horse racing voice, seconds later we were at 1.1 million (only three people were actually bidding) - the auctioneer said he could not believe this, he looked around, he must have seen someone hit a fly, he went back into his horse voice, all of a sudden we were at 1.2 million for the first time, for the second time... back to his normal voice - "I cannot believe this, ladies and gentleman, seriously..." All of a sudden he sees another bid, (from the man who initially helped the horse whisperer get from R700 000 to 1.1 million in 3 seconds flat) 1.22 million for the first time, for the second time, he does his pause again... it's highly frustrating to me and to the old man to my left who asks him impolitely "Do you need a hammer"... and SOLD.

The question is, did the mysterious man buy a bargain, let's do the math:

Winning bid: R1 220 000,00

Vat: R168 000,00 (14%)

Auctioneers commission: R85773.60 (6.27%)

Total buying price for this bargain: R1 453 774,00

I think not, not in the December 2008 market, not by a long shot! Yes, it is a thrill, it feels like fun, it sounds cheap when it starts, but I'd make up my mind on exactly what this property is worth and what I'd be willing to pay after VAT and Auctioneers commission before the auctioneer starts working the crowd.

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