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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.


Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.


Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.


As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.


When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?


FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

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MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

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You may upload as many photos as you wish onto our website. This will help you in selling your property faster. The more photos, the better idea a buyer gets of your property. Remember that photos can give the buyer a desire to own your property! You can also add the best things your property has to offer on the extra notes section. Buyers enjoy looking at the additional notes to make a decision on whether to view the property or not

Floor plans

All privately owned properties on our website have floor plans in the main centers. Just imagine if you were a buyer and could get an idea of the layout of a property even before visiting the home! Not only will the buyer get an idea of how big the property is, but he or she will also get the chance to view the sizes of the individual rooms and see where they might want to add or remove a wall. The buyer will also have the opportunity to compare the sizes and asking prices of different properties per square meter. Lastly, the floor plan gives the prospective buyer a clear understanding of how the property looks as the arrows on the floor plan show from which angle each photo was taken. The buyer now gets a real feel for the property and can immediately see if this is what they were looking for. This means that only serious buyers will make offers on your property.

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On top of the unlimited photos and the added floor plan, we also offer you a large client base where alerts are sent out to buyers who are looking for a property like yours. Alerts are sent to prospective buyers who have indicated that they are interested in property in a specific area at a specific price range. Alerts will also be sent out should you lower your asking price or arrange a show day with us. This has been found to work well to communicate with many potential buyers at once. And it also keeps buyers interested in your property!

Until sold

We will keep your property on our website until the day it is sold – whether this will take a day or a year. MyRoof has hundreds of thousands of property buyers and send out tens of thousands of alerts daily to keep these buyers updated on new properties they might be interested in buying. Don’t worry if you’ve heard that selling your property is difficult because you are in our capable hands – this is what we do, all day, every day. Our system has been proven to work by many satisfied sellers like you – all of this at no cost to you!

Marketing *

MyRoof offers the complete online experience for buyers. How do we do it? With our front page displays, many photos of your property, detailed floor plans, MyRoof For Sale board, MyRoof On Show boards and alerts we send out to our large data base. If you combine this with our world-wide marketing resulting in thousands of online offers on a daily basis, you know your property transaction is in good hands.

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Part Two

Yesterday we looked at the first two steps that are involved in the purchase of a property, namely the signing of the Offer to Purchase contract and the role that the bond originator plays in obtaining finance for the mortgage. Following that the next five steps are involved in buying and registering a property.

  1. Finance Approval

Once the bank has approved the granting of your mortgage bond the agent or bond originator will notify you. The bond attorney will then be instructed to register the bond by the bank.

  1. Transfer Attorney

Usually the seller will appoint the attorney who will transfer the property into the buyer’s name, but most sellers will be open to nominations from the buyer should they have a valid reason for doing so.

The transfer or conveyancing attorney will obtain the title deeds and cancellation figures from the bank currently holding the bond as well as the statement of rates and taxes from the local municipality. Once these have been received both the buyer and the seller will need to sign the official transfer documents and the buyer will need to pay the transfer costs over to the attorney. Often the transfer costs are included in the bond loan amount, in which case the bank will pay these costs over.

  1. Cancellation Attorney

Another attorney that holds a very important function in the process of buying a house is the attorney that will handle the cancellation of the seller’s bond after receiving a guarantee from the bank that will be financing the new bond for the house. The transfer attorney will be responsible for this, so it will not be necessary to appoint another attorney.

  1. Bond Attorney

This attorney will be solely responsible for the bond documents, which the buyer will sign. The bond attorney will then prepare and issue the necessary guarantees and forward them to the transferring attorney, as well as lodge the bond documents at the Deeds Office.

  1. The Deeds Office

All the relevant attorneys will provide the bond attorney with the necessary documentation, which the bond attorney will then hand in simultaneously at the Deeds Office. These documents will then be checked and verified – which usually takes around two to three weeks – after which the property will be registered in the buyer’s name.

  1. The Bank

The final step in the process of buying a property is that occurs on the day of registration when the bank will pay out the amount according to the guarantees that have been issued, as well as the commission to the agent, if one has been employed, and transfer fees that are paid to the state.

At this part in the process there can be factors that stall or hinder it including failure by either the buyer or the seller to provide the necessary documentation, failure by the buyer to pay the required deposit or bond and transfer costs on time or failure by either party to sign the documents in good time.

It is easy to see when looking at the delicate balance of factors that contribute to the process of buying a house, how important it is to make sure that as a buyer your documentation and financing are organised meticulously.

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