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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.


Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.


Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.


As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.


When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?


FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

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Properties sold in the last year


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0% Commission *

MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

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You may upload as many photos as you wish onto our website. This will help you in selling your property faster. The more photos, the better idea a buyer gets of your property. Remember that photos can give the buyer a desire to own your property! You can also add the best things your property has to offer on the extra notes section. Buyers enjoy looking at the additional notes to make a decision on whether to view the property or not

Floor plans

All privately owned properties on our website have floor plans in the main centers. Just imagine if you were a buyer and could get an idea of the layout of a property even before visiting the home! Not only will the buyer get an idea of how big the property is, but he or she will also get the chance to view the sizes of the individual rooms and see where they might want to add or remove a wall. The buyer will also have the opportunity to compare the sizes and asking prices of different properties per square meter. Lastly, the floor plan gives the prospective buyer a clear understanding of how the property looks as the arrows on the floor plan show from which angle each photo was taken. The buyer now gets a real feel for the property and can immediately see if this is what they were looking for. This means that only serious buyers will make offers on your property.

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On top of the unlimited photos and the added floor plan, we also offer you a large client base where alerts are sent out to buyers who are looking for a property like yours. Alerts are sent to prospective buyers who have indicated that they are interested in property in a specific area at a specific price range. Alerts will also be sent out should you lower your asking price or arrange a show day with us. This has been found to work well to communicate with many potential buyers at once. And it also keeps buyers interested in your property!

Until sold

We will keep your property on our website until the day it is sold – whether this will take a day or a year. MyRoof has hundreds of thousands of property buyers and send out tens of thousands of alerts daily to keep these buyers updated on new properties they might be interested in buying. Don’t worry if you’ve heard that selling your property is difficult because you are in our capable hands – this is what we do, all day, every day. Our system has been proven to work by many satisfied sellers like you – all of this at no cost to you!

Marketing *

MyRoof offers the complete online experience for buyers. How do we do it? With our front page displays, many photos of your property, detailed floor plans, MyRoof For Sale board, MyRoof On Show boards and alerts we send out to our large data base. If you combine this with our world-wide marketing resulting in thousands of online offers on a daily basis, you know your property transaction is in good hands.

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As property is still the best performing investment after shares, many investors believe that one way to take advantage of this is to buy property in order to rent it out. Investors can find real bargains at the moment – with repossessed and mandated properties providing excellent value for money. The current economic climate has also resulted in an increased demand nation-wide for rental property. The interest rate is also currently at a point that makes it easier to buy property as an investment.

The good news here is that you do not need a massive property portfolio or piles of cash to invest in the buy-to-let market. Most of the major banks in South Africa have developed specialized home loan products for buy-to-let investors.

The process called ‘gearing’ is when a potential investor needs to borrow money in order to finance the income-generating asset (property), and is expressed as a ratio. This means that if, for example, you wish to buy a property for R500000 and you require a loan for R250000, you will have a gearing of 50%. In general, banks will not grant 100% loans on for buy-to-let investors, so it is important that one is aware that you will need a deposit and be able to meet the bank’s other criteria in order to obtain your financing. Make sure of the specific criteria required from your personal bank.

By and large the amount that you qualify for will be affected by your personal credit profile. In other words your credit history, overall indebtedness and ability to pay back the loan will all be taken into account. One nice bonus element that buy-to-let financing includes is the fact that you can include a percentage of the potential rental income from the property as part of your income when applying for finance.

Once you have secured financing and purchased a property it is important to remember that the loan repayment will not be your only monthly expense on the property – you will also be responsible for maintenance costs, levies, rates and taxes as well as the attorney and bond registration costs.

Some pertinent advice to keep in mind is that you should consider buying-to-let a long-term investment, as with any property you buy. Make sure to do as much research and obtain as much information as possible in order to make an informed and thought-out decision.

When looking at property to buy-to-let, location is everything. Make sure to find out what other rental prices are in the area. It is vital to find the right tenant for your property, and to acquire the specialized knowledge of laws and managing a property as a landlord. Should you not be comfortable or able to dedicate the time to do so it is important to find a property management agent or company that can manage the tenants and rental on your behalf. One of the more distressing situations arises for a landlord when tenants misuse and damage the property, usually resulting in unforeseen expenses.

According to rental experts, however, a wise property owner will set aside a portion of the monthly rental income in order to maintain and upgrade the property regularly. This practice will allow the owner to raise the rent from 8% - 12% each time a lease is renewed or a new tenant moves in to the property.

Conclusively, buying property to let is a smart and profitable investment to make – provided the investor is smart and informed.

Visit MyRoof.co.za to find some great properties for sale! This repossessed house for sale in Kempton Park or this Duplex for sale in Milnerton would make great buy-to-let investments!

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