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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.


Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.


Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.


As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.


When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?


FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

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Properties sold in the last year


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0% Commission *

MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

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You may upload as many photos as you wish onto our website. This will help you in selling your property faster. The more photos, the better idea a buyer gets of your property. Remember that photos can give the buyer a desire to own your property! You can also add the best things your property has to offer on the extra notes section. Buyers enjoy looking at the additional notes to make a decision on whether to view the property or not

Floor plans

All privately owned properties on our website have floor plans in the main centers. Just imagine if you were a buyer and could get an idea of the layout of a property even before visiting the home! Not only will the buyer get an idea of how big the property is, but he or she will also get the chance to view the sizes of the individual rooms and see where they might want to add or remove a wall. The buyer will also have the opportunity to compare the sizes and asking prices of different properties per square meter. Lastly, the floor plan gives the prospective buyer a clear understanding of how the property looks as the arrows on the floor plan show from which angle each photo was taken. The buyer now gets a real feel for the property and can immediately see if this is what they were looking for. This means that only serious buyers will make offers on your property.

Alerts *

On top of the unlimited photos and the added floor plan, we also offer you a large client base where alerts are sent out to buyers who are looking for a property like yours. Alerts are sent to prospective buyers who have indicated that they are interested in property in a specific area at a specific price range. Alerts will also be sent out should you lower your asking price or arrange a show day with us. This has been found to work well to communicate with many potential buyers at once. And it also keeps buyers interested in your property!

Until sold

We will keep your property on our website until the day it is sold – whether this will take a day or a year. MyRoof has hundreds of thousands of property buyers and send out tens of thousands of alerts daily to keep these buyers updated on new properties they might be interested in buying. Don’t worry if you’ve heard that selling your property is difficult because you are in our capable hands – this is what we do, all day, every day. Our system has been proven to work by many satisfied sellers like you – all of this at no cost to you!

Marketing *

MyRoof offers the complete online experience for buyers. How do we do it? With our front page displays, many photos of your property, detailed floor plans, MyRoof For Sale board, MyRoof On Show boards and alerts we send out to our large data base. If you combine this with our world-wide marketing resulting in thousands of online offers on a daily basis, you know your property transaction is in good hands.

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It’s easy to get confused and overwhelmed when confronted with the myriad of financial terms that get thrown around when talking about property as investment or the property market in general. To make things a little easier for you, here is a glossary of expressions explained as simply as possible. It is important to educate oneself so you can make wise, sensible and informed decisions about the long-term investment of property.

  1. Median Property Value

The median is not the average. This term simply means the middle price in a series of property sales, where half the sales are of a lower value and half the sales are of higher value. This means that should 15 property sales be recorded in a suburb and arranged in ascending order, the eighth sale price is the median price.

Median property values are generally more accurate true market indicators because the prices are unaffected by unusually or sporadically high or low prices.

  1. Mean Property Price

The mean or average property price is calculated by adding all the sales amounts together over a specific period of time and then dividing that total by the number of sales.  This is not a particularly accurate way of gauging the property market’s behaviour as the average will be affected by a particularly high sale or an unusually low one.

  1. Capital Return

A very important element of the calculation of return on investment, capital return shows the rate of growth in property prices. For instance, should you buy a house for R600 000 and one year later that house is valued a R720 000 the capital return made will be 20%.

  1. Income Return/Yield

This term is used to express the income return on a rental property investment, or the rental income that is received. This amount is generally calculated annually based on the rental property’s investment cost as well as its current market value.

  1. Gross Income Yield

Similar to the gross income of a business, the gross income yield of a property is calculated as the lump income from the rental before any deductions are made. The gross yield is then determined by dividing the total rent received per annum by the property’s value. This amount is then expressed as a percentage.

For example, should you have bought a house a year ago for R650 000 and have rented it out for a total income return of R60 000 for that year, your gross income yield will be 9.23%.

Gross income yield = Total annual rental income divided by property value times 100.

  1. Net Income Yield

The net income yield is much more significant than the gross income yield as the net amount represents what you are left with once all deductions and costs are taken in to account. Insurance, bond repayments, maintenance, rates and taxes or levies are all costs involved with property ownership. Using the same amounts from the previous example, let’s say the annual expenses amount to R14 500, which one can subtract from the annual rent amount of R60 000. This amount of R45 500 is then divided by the property value and multiplied by 100 to provide you with a percentage amount of 7%.

  1. Total Return

The concept of total return is relatively easy to understand. The total return is quite simply the net income and the capital return on a property added together.

  1. Home Equity

Home equity refers to the current market value of a property less the outstanding balance on the bond. Essentially the home equity is the amount of ownership that has been accrued by the bond-holder through payments made and escalation in value.

  1. Negative Home Equity

This term refers to the instance in which the outstanding loan balance is higher than the current value of the property. This happens when lenders purchase the home with a large loan amount and the economy decelerates resulting in the subsequent drop in property prices.

  1. Home Debtor

The term is often used to describe home owners with little or no equity in the home who are unlikely to ever pay off their home loan as a result of the high costs of rates and taxes, maintenance and repairs.

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