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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.

KwaZulu-Natal

Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.

Mpumalanga

Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.

Limpopo

As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.

 

When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?

 

FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

List your property for free until it is sold and pay zero commission *

List For Free Now! *

Total commission saved

R 458,851,675

Total wide angle photos

513,735

Square meters mapped

2,936,838 m2

Alerts registered by buyers

689,452

Properties sold in the last year

3,790

Marketing mails requested in the last month

220225

0% Commission *

MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

Unlimited Photos *

You may upload as many photos as you wish onto our website. This will help you in selling your property faster. The more photos, the better idea a buyer gets of your property. Remember that photos can give the buyer a desire to own your property! You can also add the best things your property has to offer on the extra notes section. Buyers enjoy looking at the additional notes to make a decision on whether to view the property or not

Floor plans

All privately owned properties on our website have floor plans in the main centers. Just imagine if you were a buyer and could get an idea of the layout of a property even before visiting the home! Not only will the buyer get an idea of how big the property is, but he or she will also get the chance to view the sizes of the individual rooms and see where they might want to add or remove a wall. The buyer will also have the opportunity to compare the sizes and asking prices of different properties per square meter. Lastly, the floor plan gives the prospective buyer a clear understanding of how the property looks as the arrows on the floor plan show from which angle each photo was taken. The buyer now gets a real feel for the property and can immediately see if this is what they were looking for. This means that only serious buyers will make offers on your property.

Alerts *

On top of the unlimited photos and the added floor plan, we also offer you a large client base where alerts are sent out to buyers who are looking for a property like yours. Alerts are sent to prospective buyers who have indicated that they are interested in property in a specific area at a specific price range. Alerts will also be sent out should you lower your asking price or arrange a show day with us. This has been found to work well to communicate with many potential buyers at once. And it also keeps buyers interested in your property!

Until sold

We will keep your property on our website until the day it is sold – whether this will take a day or a year. MyRoof has hundreds of thousands of property buyers and send out tens of thousands of alerts daily to keep these buyers updated on new properties they might be interested in buying. Don’t worry if you’ve heard that selling your property is difficult because you are in our capable hands – this is what we do, all day, every day. Our system has been proven to work by many satisfied sellers like you – all of this at no cost to you!

Marketing *

MyRoof offers the complete online experience for buyers. How do we do it? With our front page displays, many photos of your property, detailed floor plans, MyRoof For Sale board, MyRoof On Show boards and alerts we send out to our large data base. If you combine this with our world-wide marketing resulting in thousands of online offers on a daily basis, you know your property transaction is in good hands.


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08
Dec
2008
BUYING PRIVATE PROPERTY VS RENTING PROPERTY

The South African property market is busy with what is called a correction while world markets are in recession. This sounds fancy, but for the average Joe it means that although property prices aren't increasing, it's still very difficult to buy property because of high interest rates.

When MyRoof.co.za launched its Property Rental section last month it proved to be very popular, mostly because listing rental property is free but also because the whole process is done online and takes less than 5 minutes... well, that and the fact that many people own multiple properties that they don't want to sell during the property correction but find hard renting out.

This gave me the perfect excuse to examine the differences between owning property and renting, as shown in the table below:

Buy Property

Rent Property

If you own property you can pretty much do with and to it what you please, making sure you're not breaking any laws off course. You must also obey rules and regulations set out by your body corporate if you live in an estate or complex. When renting you'll have to ask the owner for permission to make any changes pertaining to anything not specified in the lease agreement.
You are responsible for repaying the installments of your home loan (if you have one), which is mostly subject to the interest rate and which might increase or decrease over time. You are responsible for paying your monthly rent to the owner as stipulated in your lease agreement. There is usually a yearly increase in such agreements.
You need to pay the government rates and taxes. If your property is in a estate or if you own property in a complex you'll also be responsible for levies. When renting you'll normally not pay rates and taxes but will pay for the usage of all other services such as water and electricity.
If you need to borrow money from the bank you can use your property as security to get the finance you require. As you don't own rental property, you can't use it as security for anything.
After buying a property, your money will be tied into the property and will take some effort and time to get hold of, especially in our current property situation where selling a home is not easy. As you are the owner, you decide if and when you want to sell your property. If you rent property you'll have access to your funds and will most probably (depending on your lease agreement) be able to move a lot easier. Most lease agreements are for 6 months after which you or the owner can give 1 or 2 months written notice.
If you have a home loan your bank will require you to take out life and disability cover. This ensures that the actual owner of the property, who is the bank at this stage, will receive payment for the property if something happens to you. You can take out insurance at your own prerogative.
Although property prices did not increase a lot this year and although there were months when property prices actually decreased in certain segments, property has proven over many years to be a sound investment. Renting property in South Africa is at this stage a lot cheaper than buying if you compare the bond repayment amount to the monthly rental amount, giving you the opportunity to invest your money elsewhere, noting that you do not own any asset by renting.
If you require a home loan when buying property you will need to pay a large deposit because of the current financial situation. Read more about your home loan deposit or apply for your home loan. Depending on your lease agreement you'll need to pay one or two months rent in advance as deposit which you will get back when you leave on condition that you did not damage the property you're renting.
The owner is responsible to maintain his own property (paint, geyser, electrical issues etc) The owner you rent from is responsible to maintain his property (paint, geyser, electrical issues etc) which means if the property has any problems because of bad building quality etc, it's not your problem.

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