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Western Cape

Situated in the south western corner of South Africa, the Western Cape is one of the country’s most popular locations and destinations. Boasting the exquisite allure of the Winelands, the Karoo and the splendour of the Garden Route, the province also houses Cape Town – the Mother City – a haven for its culturally practised and tasteful residents.

KwaZulu-Natal

Also known as the Garden province as a result of its coastal sub-tropical climate, KwaZulu-Natal has always been one of South Africa’s favourite holiday destinations. While the coastline is dotted with picturesque small towns, the province’s interior consists mainly of inspiring and spectacular rolling hills.

Eastern Cape

The Eastern Cape includes such diverse landscapes – from the arid Karoo to the wet and windy Grahamstown – that any person can find their nirvana here. This province also boasts South Africa’s only snow skiing resort, which is situated in the Southern Drakensberg.

Free State

With Bloemfontein as its capital city, the Free State is found in the very heart of South Africa. The lovely climate and fertile land have made the province a thriving agricultural community. The Free State’s chief tourist attraction is the Golden Gate Highlands National Park nestled in the foothills of the breathtaking Maluti Mountains.

Mpumalanga

Meaning literally “the place where the sun rises”, Mpumalanga is divided into scenic highveld and savannah lowveld. Main attractions in the province include the Kruger National Park, the Sudwala Caves and the Blyde River Canyon.

Limpopo

As the northernmost province in South Africa, Limpopo shares its borders with Botswana on the west, Mozambique on the east and Zimbabwe in the north. Limpopo’s proximity to these African countries has gifted it with the beauty and contrasting landscapes that has made it a favourite among travellers and adventure seekers.

North West

The North West province is a picture of authentic African bushveldt beauty that encourages adventure. From the quiet beauty of the Pilansberg Nature Reserve to the bold decadence of Sun City, the North West offers both culture and comfort.

Northern Cape

The Northern Cape is the biggest and most sparsely populated province in South Africa, dominated by the Karoo Basin. This natural gem includes the Kalahari Gemsbok National Park, the Augrabies Falls as well as the famous Namaqualand region.

Standard Bank lists repossessed and mandated properties for sale via ONLINE AUCTION as well as online offers. Standard Bank will settle all arrears rates and taxes on a property, in addition to paying all rates and taxes due until the date of registration. To make the process even easier on the pocket, there are no transfer duties payable by the buyer when purchasing a repossessed Standard Bank property.

 

When buying repossessed property through Absa in a personal capacity, the buyer will not be held liable for payment of transfer duties on the property. An added bonus is that should you finance your new home through Absa Home Loans you will enjoy the benefit of discounted attorney fees. Why not start your search for your dream home today?

 

FNB takes the majority of the work out of buying repossessed properties by offering buyers up to 100% bond financing. The buyer will not be liable for any transfer duties, and FNB will furthermore pay any outstanding property rates and taxes up until the date of registration.

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MyRoof does not charge any commission to sell your property online. What we mean with no commission is exactly that – no fees are ever payable to us at any stage for the FREE listing option. As we do not charge commission, you can accept a lower offer but still get the same amount of money in your pocket. This will result in more interested buyers in your property.

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11
Feb
2009
SOUTH AFRICAN BUDGET SPEECH 2009 BY TREVOR MANUEL AND PROPERTY

Dollars !Trevor Manuel has given what some speculate to be his last budget speech today 11 February 2009. To be honest, the budget is pretty much what was expected. There are some savings on personal tax, smokers and drinkers will pay more while there is a higher fuel levy. As for property, the Capital Gains Tax exclusion threshold was raised from R16000 to R17500.

Trevor Manuel gave the widely anticipated budget speech to parliament earlier today.

The 2009 South African budget, Trevor Manuel's thirteenth, might very well be the last budget with him at the reigns.

In October of last year Manuel said that he has been in his current position too long, and discussed his future with ANC leaders. Colen Garrow, an economist at Brait SA in Johannesburg, says that the national budget for 2009/10 could very well be Manuel's toughest.

Even though Trevor focused a lot on tightening the belts there's still 2bn allocated to FIFA world cup stadiums and related infrastructure.

Thanks to Fin24, here's a snapshot of what the South African Budget has in store for us:

PERSONAL TAX

The 2009 budget provides tax relief of R13bn to individuals to counter the effects of inflation (bracket creep).

This means people under 65 years of age will be affected as follows:

  • Those earning a total amount of R60 000 will be taxed to an average rate of 1.7% - saving R1 476.
  • Those earning R200 000 will be taxed at an average rate of 15.5% - saving R2 426.
  • Those earning R750 000 will be taxed at an average rate of 31% - saving R5 526.

The tax threshold for individuals younger than 65 will be R54 200, while it stands at R84 200 for those older than 65.

CORPORATE TAX

There's no such luck for companies, though, as no changes were proposed for corporate tax rates.

But there was a break for entrepreneurs as the value-added tax (VAT) registration threshold was raised from R300 000 to R1m.

TAX ON INTEREST AND DIVIDEND INCOME

The annual exemption on interest earned for people younger than 65 years has been raised from R19 000 to R21 000. For individuals over 65 the threshold increases from R27 500 to R30 000. For interest and dividends from foreign investments, the exemption level has been raised from R3 200 to R3 500.

CAPITAL GAINS TAX

The annual exclusion threshold for capital gains tax (CGT) increases from R16 000 to R17 500.

SIN TAXES

Drinkers will pay more for their favourite tipple with excise duties increasing across the board. Beer is up 7c to 79c per 340ml can, wine by 14c to R1.98c/litre, fortified wine by 32c to R3.72/litre and spirits by R3.21 to R25.05 per 750ml.

Smokers also have to cough up more with excise duties on a pack of 20 rising 88c to R7.70c.

FUEL LEVY

There was a double whammy in the budget for motorists, who have only recently started to feel the benefits of the markedly lower crude oil price.

The fuel levy on petrol will increase by 23c to R1.50/l and by 24c to R1.35/l for diesel ion April 1 this year. But on the same date the Road Accident Fund levy on petrol and diesel increases by 17.5c to 64c/l.

GREEN AND MEAN

The budget proposes reducing the current ad valorem excise duty on the sale of new motor vehicles, opting to introduce an additional excise duty component to take into account carbon dioxide emissions.

Other environment taxes will see an increase in the plastic bag levy to four cents a bag and an introduction of a charge of about R3 on energy-intensive light bulbs.

The international air passenger departure tax will increase to R150 and R80 in the case of flights to Botswana, Lesotho, Namibia and Swaziland.

SPENDING

The main areas in the budget that receive more money are:

  • R12bn more for social grants;
  • R45bn more for provinces to improve education, health, roads and rural development;
  • R10.9bn more for housing, water, sanitation and municipal services;
  • R5.4bn more for improving the criminal justice sector (including an overhaul of the fingerprint and DNA databases);
  • R6.4bn more for public transport, national roads and rail infrastructure.

THE ECONOMY

  • A budget deficit of 3.8% in 2009/10, before recovering to 1.9% by 2011/12;
  • GDP growth projected at 1.2% in 2009 (before recovering to 4% by 2011);
  • Inflation to fall to 5.8% in 2009;
  • Over R780bn of public infrastructure spending planned for next five years; and
  • Real growth in consolidated government spending (excluding interest) of 5.1%.

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