The table below shows a history of the South African Reserve Bank (SARB) repo rate and the resulting commercial prime lending rate. South African home loans (bonds) are typically priced against the prime rate, so movements here directly affect your monthly repayment.
Use this page to see how the prime rate has changed over time, and return to the bond calculator to test different rates against your repayment.
Prime lending rate (%) at each SARB rate-change date.
| Effective date | Repo rate | Prime rate | Change |
|---|
Rates shown are for general information only. Always confirm the current rate with the South African Reserve Bank or your financial institution before making a decision.
Looking to buy? Start with the bond calculator or browse bank properties.
