So, you bought your awesome new property in possession (PIP) at a below market value price and you just moved in. All is good with your new starting life in the spacious property in possession (PIP) found from the FNB repo list since you moved in and all is in place. Nothing could go wrong… until you get a call from a neighbour or the police, claiming that someone has just broken into your property in possession (PIP) and has gotten away with, well, everything you ever owned. This is bad, real bad as we all are well aware living here in glorious South Africa. Suddenly a minute’s instance of calmness overcomes you and you recall that little thing you have been paying for every month called insurance. Instantly all is beter and a sigh of relief can be given. This only lasts until your claim gets rejected.
Since insurers keep numbers on claims, they are best placed to advise the most common reasons for claims not being paid, says Gari Dombo, the managing director of Alexander Forbes Insurance. For example, when it comes to vehicle insurance, it is amazing how many people drive without licences, while drunk or with worn tyres, or fail to renew their vehicle tracker contract, claim security they don’t have or use vehicles for uses that they did not insure. Similarly, the biggest cause of claim denial when it comes to property home contents is a malfunctioning alarm. “If an alarm does not work because it is poorly maintained, the monitoring contract has been allowed to expire, or it is not switched on when the home is left unattended, your insurer is unlikely to pay,” says Dombo.
Another common cause for a home contents claim being repudiated is that very often insured parties do not have all the protections they claim on their proposal form, like burglar bars or electric fences.
The most common cause of claim failure for buildings is a lack of maintenance. Maintenance can prevent the following incidents: Roofs collapse because timbers have rotten, tiles blow off because their nails have rusted through, gutters silt up, causing walls to become damp and plaster to bulge or crack, waterproofing is allowed to deteriorate, causing water damage.
A simple rule that Dombo advises home owners to apply when trying to work out whether they can claim for water damage is if they have a rainwater leak, even though there has not been a storm, the problem must be maintenance since a home should be able to withstand ordinary rain. “If people allow their vehicles or their homes to fall into a state of disrepair, so that they become more likely to be involved in accidents or suffer or cause loss, any insurance claims arising might be rejected as loss arising from poor maintenance,” says Dombo.
Don’t fall further down the awful pit of disappointment after you lost everything that was once contained in your Property in possession (pip).
:)French assurance is not like that
but it’s good to know. Nice post! FYI : AIG (US company) arrive in France…
please find me house to buy in northam and thabazimbi area. thank you
Adding to my bookmarks thanks. Like your blog design too.
Great information in your blogpost, I watched this report on the tv last week about this same thing and since I am going to be married in two weeks and the timing could not have been better! thanks for the info!, I have bookmarked, thanks Lavera Burrough
Sorry for the huge review, but I’m really loving the new Zune, and hope this, as well as the excellent reviews some other people have written, will help you decide if it’s the right choice for you.
Howdie there, always enjoy reading your blog postings. Keep up the great Work!
And…we will start to see employers dropping group health insurance, paying the fine and splitting the difference with the employees. Silly? Maybe not. We need to do something before 2014. Increased utilization of HSAs would put the consumer in control, not the government. Maybe a good idea.
Your blog is good! Generally when I visit blogs, I just come across shit, but this time I was really surprised when I got your blog containing great information. Thanks mate and keep this effort up.
Thanks I really needed this.
Just wanted to say that is in my daily read list on #5 place, This is again an super interesting post Best Regardss xxx-livecam-xxx
Thanks for the useful info. It’s so interesting.
Thanks for posting this. I was pondering on what I’d do with my old 3-dimensional device
I agree with your post. Which is not something I will usually do! I enjoy reading posts that will make people rattle their head. Also, thanks for allowing me to comment!
Searching for this for some time now - i guess luck is much more advanced than look for engines
I can testify that you happen to be an expert at your field! I would be launching a website extremely soon, and your material are going to be really useable for me. Several thanks for all your help and wishing you all the achievement within your firm enterprise.
Good site!
This is a great blog and you should seriously think about building up this blog into a serious authority in this field, I’m sure you could definitely make a dollar or two from some ads. I would look into following recent news and raising the number of posts you make and I bet you’d start receiving some easy traffic soon. Just a thought, good luck regardless!
Can u please tell me what software u used for this or any similar software
was für ein beschissener Beitrag …
Great site!!!
I have looked for such software for a long time
Salut beauté renversante site blog . mettre aux favoris personne site web . !
Thanks for the informative article. Will check out more of your blog posts!
Pretty impressive article. I just stumbled upon your blog and wanted to say that I have really enjoyed reading your blog posts. Any way I’ll be subscribing to your feed and I hope you post again soon.
Nice post, thank you
Hey very nice blog!! Man .. Beautiful .. Amazing .. I will bookmark your blog and take the feeds also…
How did you make this template? I got a blog as well and my template looks kinda bad so people don’t stay on my blog very long :/.
Greetings, You write some beneficial blogs. I examine back right here usually to find out in case you have kept up to date. I notion it is possible to desire to know, as soon as I click your RSS feed it re-directs me to one more website.
Very good page! I enjoy your site, will it be ok to make use of it for resyndication?
I love the blogposts on here but your Rss has a number of XML errors you need to check out. Great weblog though!
Would it be acceptable to use your RSS feed?
What is captcha code?, pls provide me captcha code codes or plugin, Thanks in advance.
Compelling arguments in this blog post however are you seeing the aforementioned complications that I am with your website page structure?
Is it okay to use your RSS for my site?
best homeowners insurance companies
Where can I find a good car antenna ?
This is my first time visiting your blog. I do envy you since you seem to get a lot more comments then I do. Do you have any secret tips on how I can get more comments or do I just have to be paitent? Anyway, keep up the good work.
I have an 06 with a hard top currently on it. It got hit by a garbage truck last week and the hard top was smashed open into tiny pieces so I don’t really think it is that much safer than the soft top. The only benefit I can think of, speaking from experience, is that with a soft top all someone needs to do is unzip or slice your window and they can steal anything in your car. The hard top makes it harder to break in.
All in all, I like her. Yes, I think she is dramatic at times, but it seems like everyday communication includes a little showmanship to convery your message. I’ll tell you, she seems to have a great style! I like her!
wow lol
This wordpress theme you’re running, is it custom or did you download it form one of the free theme sites?
When you get your own ipad time, maybe you also want to have your own iPad Case and iPad Accessories to better protect the iPad. When you come to our site, the first you need to know is that you can buy the best quality and most expensive iPad case, also your favorite iPad cases and iPad accessories. There are hundreds kinds of ipad case
i totally dig the game Dynasty Warriors 6 Empires I need more games like this!. I have a X360 box.
Using Bing for the first time, found your blog. Awesome.
Useful information, many thanks to the author. It is puzzling to me now, but in general, the usefulness and importance is overwhelming. Very much thanks again and good luck!
Where can I find this lovely?
I was thinking of what to do with my old 3-D devices
I will visit your blog regularly for some latest Information.
Purchase mp3 music online…
You are liability a impressive post on your blog, chap. I bear been for all time a bookworm of your blog. …
Toda la información que he encontrado en este sitio me ayudó mucho. Gracias por su trabajo muchachos!
Purchase mp3 music online…
I spend time on search the blog like this. Thanks for your installation guide!! regards…
Wow this is a great resource.. I’m enjoying it.. good article
Hi, was just browsing through the internet looking for some information and came across your blog. I am impressed by the information that you have on this blog. It shows how well you understand this subject. Bookmarked this page, will come back for more. You, my friend, ROCK!!!
Ciao, Tom here. I totally trust what you said in the first section, but I can’t say that I trust the full post in general.
Anyone want to be a personal trainer?
hello,i like your blog, will be referring a lot of friends about this. Keep blogging. Looking forward to reading your next post.if you are interested in watching dvds, you can visit our website: Ghost Whisperer on DVD Boxset