• I agree to
• General Security
• Using the website
• Indemnity
• Breach
• Payment for listings
• Accepting offers
• Alteration to these Terms & Conditions
• General Legal
• General Usage
• Auction Rules
• Non-Mandated Standard Bank and ABSA Agents
• South African Law

By logging into or using MyRoof, the user hereby agrees and warrants:

• That your login details will be used by the user alone.
• That your login details will not be disclosed to any third party.
• That any contact details obtained from MyRoof.co.za will not be used to contact any MyRoof clients in order to sell the client’s property, unless otherwise specified by MyRoof.

General security

• Myroof.co.za will do its best to offer you a secure and reliable service.
• In turn, you agree not compromise the security or tamper with any information, data, resources, accounts or records of any person on the website.

Using the website

By using the website, you agree to:

• Follow generally acceptable Internet etiquette
• Indemnify Myroof.co.za free from any loss or damage of whatever nature caused as a result of using the website.
• Follow all laws applicable to the intellectual property rights of all content and available services by accessing the Myroof.co.za website.
• Not resell any content or use Myroof.co.za’s content for monetary gain, unless permitted by Myroof.co.za in writing.
• Not to copy any software, reproduce any part of any content or service or use any software and/or content in any work or publication.

You also agree that:

• Your right to access the MyRoof.co.za website does not give you any rights on any intellectual property, content, trade marks, copyrights, registered designs, patents, domain names, know-how, trade secrets rights of MyRoof.co.za or any of our service/content providers.
• You are the registered owner of the property advertised as a private sale; and not an estate agent selling the property on behalf of the owner and indicating that it is a private sale.
• You as the owner will mark the property via the system as SOLD when it has registered in the new owners name or it is for any reason not for sale anymore. In this event the property will still display on the MyRoof website but no contact details will be available.

Myroof.co.za disclaims:

• All liability as to the quality and or accuracy of any content or available service, or to the fitness for a particular purpose of any content or available service on the MyRoof.co.za website.

Indemnity

• By using the site you indemnify MyRoof.co.za from liability for loss or damage of whatever nature and howsoever arising from your use of the MyRoof.co.za website and or any services, content or obligation in terms of these terms and conditions.
• We expressly disclaim any and all implied warranties, including, without limitation, warranties of merchantability, accuracy of measurements, title, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

Breach

• Should the website user break any of the terms and conditions set out in this agreement, MyRoof.co.za can in its sole discretion make a decision to terminate this agreement and recover all and any costs related to such termination and or terminate, without notice, your access to the MyRoof.co.za website and or any MyRoof.co.za services you might be subscribed to.

Payment for Listings

• MyRoof.co.za offer a FREE or paid appointment slot to a seller when booking an appointment on the site
• If you have booked a FREE appointment slot the advertising service will be at no charge.
• If the paid appointment option was taken payment will have to be done on the system before confirmation of the appointment.
• Please note that MyRoof will send out a property lister to your property if that was indicated as part of the option chosen. If for ANY reason he/she cannot get access to the property as per appointment details this service will not be offered again as FREE and no refund will be given on any money paid.
• MyRoof can charge a fee to their discretion to reschedule the appointment.
• MyRoof can change the services offered as part of a free or paid appointment at any time

Accepting Offers

• Once an offer is accepted by the property owner, MyRoof.co.za will inform the prospective buyer via e-mail.
• This e-mail is sent from info@myroof.co.za to the e-mail address specified by the buyer when registering.
• It remains the responsibility of the buyer to add info@myroof.co.za to his/her safe sender list to make sure all emails sent by MyRoof.co.za are received timeously.
• Although every effort is taken to ensure that all emails are sent by MyRoof.co.za, we cannot guarantee this.

Alteration To These Terms & Conditions

• MyRoof.co.za reserves the right to amend or change these terms and conditions at any time by posting a notification indicating that we have changed our Terms & Conditions on the MyRoof.co.za website.
• The user will then be responsible for reviewing the new Terms & Conditions. Continued use of the website will warrant the acceptance of the new Terms & Conditions.

General Legal

• This agreement constitutes the whole of the agreement between you and MyRoof.co.za in regard to the subject matter thereof, there are no other agreements, guarantees or representations, either verbal or in writing, in regard thereto upon which you are relying in concluding this agreement.

General Usage

• MyRoof.co.za does its upmost to ensure that the content on the MyRoof.co.za website is accurate. However, we do not guarantee that the information on the website, any tools available on the website including calculators, software or content including maps and floor plans of Standard Bank mandated properties, Absa properties, FNB properties or private properties are correct. MyRoof.co.za facilitates the process for making and receiving offers on property listings on its website www.myroof.co.za.
• By making an offer on any property listed in MyRoof.co.za online, you warrant that you understand that making an offer is not entering into a bidding process, except for Standard Bank repossessed properties that are specified as online auctions.
• FNB, Standard Bank and Absa are acting in their sole and unbiased discretion, and for whatever reason retain the right to accept or reject any offer at any time and are not obliged to accept the highest offer.
• Standard Bank sells their bank repossessed properties on MyRoof.co.za using an electronic auction process.
• Standard Bank repossessed properties on auction will be marked with an “Online Auction” ribbon and the rules of the auction will be available on every property on auction.
• These auction rules form part of MyRoof.co.za’s general Terms and Conditions and are not separate thereof.

Auction Rules

• By making a pre-auction offer you request to be notified of when the property goes on auction via e-mail.
• You will also be notified of other pre auction offers. You can request not to receive notifications of other pre-auction offers at any time by clicking on the provided link in the e-mail.
• All auction sales are non-suspensive and sold as is, in other words “voetstoots”.
• All properties will be sold with reserve unless otherwise stated.
• Properties on auction with a “reserve” will be sold subject to confirmation of the seller.
• No “BID” will be allowed to be made “ON BEHALF” of anybody unless the proxy giving a 3rd party permission is uploaded as required.
• No bidder can withdraw a “BID” at any stage.
• The successful bidder must pay their deposit into the auctioneers trust account within 2 working days (48 hours) of his bid being accepted by means of EFT (Electronic Funds Transfer). No other payment method will be accepted.
• The outstanding balance of the bid price to be delivered by means of guarantee, mortgage finance or cash.
• Should any dispute arise between two or more bidders, the property may be re-auctioned or the auctioneer will declare who the successful bidder is.
• Should the auctioneer commit any error in conducting the sale, such mistake shall not be considered binding either upon the seller or the purchaser but shall be rectified.
• The auctioneer shall have the right to re-auction any given property if the successful bidder does not pay his deposit in the agreed time.
• The successful bidder cannot occupy the property prior to registration without special arrangement from the seller.
• The auctioneer shall have the right to withdraw any property prior to the auction ending for any reason whatsoever at the auctioneer’s sole discretion.
• Should any dispute arise between two or more bidders the lot may be put up for auction again or the auctioneer may identify the purchaser.

Non-Mandated Standard Bank and Absa Agents

• Standard Bank and Absa Pay Commission as indicated to Non-Mandated Agents upon successful registration of the property where such agent was the result of such sale and successfully logged the offer on the MyRoof system.
• No agent’s commission is paid by the seller of properties sold via online auction.
• Agents are welcome to negotiate an agent’s commission from the buyer on such properties but the agreement must be made between the buyer and he agent.
• Neither MyRoof.co.za nor Standard Bank will be responsible for paying commission or arranging commission for agents from buyers who buy properties on auction.

South African Law

• These terms and conditions will be interpreted and used in conjunction with the laws of the Republic of South Africa, and your continual use of MyRoof.co.za will reflect your approval and compliance to the jurisdiction of South African courts.
• The latter will be true regarding all applications, transactions and proceedings as well as the misuse or any violation of these Terms and Conditions.