Your offer has been accepted in principle, filled out by you and is on its way to the bank. Before your bond can be granted one important step has to be concluded – the valuation of the property.
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You have my empathy, this is an emotional journey, selling all your fond memories, the garden you designed from scratch, the children at their first day of school. All is not lost.
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With interest rates low, the affordability of property has improved. Within the current climate both selling and buying is acceptable.
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When deciding to invest in a buy-to-let property, there are some aspects you need to consider:
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When not managed properly, mortgage debt can place an enormous amount of stress on homeowners. A fair amount of homeowners are ignorantly labouring under the weight of a home loan that is well in excess of their home’s current value. This may be because of the fact that interest rates are at such a low and they are comfortably able to afford their monthly instalments. As such it doesn’t seem to be a big deal that their homes are currently a liability instead of an asset. Some owners will find themselves back in equitable territory when the values of their homes increase. Some, however, are not that lucky and may feel that the only way to sensibly reduce their indebtedness is to sell their home.
...read moreIt is vital that before entering the property market an individual considers what requirements they may have as well as what they will be able to afford. ...read more
Home Insurance is the type of property insurance that covers private homes, and is essentially a policy that provides personal protection for the home owner. Depending on the type of policy and the company providing it, insurance may include cover for losses and damages to one’s home or its contents, and accidents that may occur
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Before signing on the dotted line, it is incredibly important for prospective homeowners to consider the additional costs involved in purchasing a property over and above the selling price. Many buyers who are itching to enter the property market are mainly concerned with what their bond repayments will be, and fail to realize the impac
...read moreWith the South African interest rates at its lowest in 30 years, the property market has become very favourable for young- as well as first-time buyers. Furthermore, they have the added advantage of buying a repossessed property on auction, where they can get their hands onto a property for below market value. ...read more
Do you know the difference between insolvency and bankruptcy? People tend to confuse these two terms. However, they do have different meanings and different purposes. Together, insolvency and bankruptcy form part of a process. ...read more
As you get older, you will need to retire sooner or later. But do you have the adequate back-up in place to retire comfortably? Only a few people in South Africa can afford to retire on their retirement fund only. So, do you have any more ideas on how to retire comfortably? ...read more
Struggling to decide whether to buy or rent? Here are five good reasons why buying repossessed property on auction is better than renting: ...read more
Both buyers and investors find the idea to buy repossessed property on auction attractive. It is a common fact that repossessed properties are bargain buys. ...read more
Interested in buying a repossessed property on auction, but want to know how to get the best out of the deal? Here is what you can do to make the process go smoother, and what you can expect. ...read more
With the many repossessions taking place in South Africa, the market has reached a point where property has become relatively cheap. This is good news for would-be owners, enabling them to get their hands onto repossessed properties at a good price. ...read more
When buying a repossessed property on auction, you will uncover a great deal that will suit your needs as well as your budget. But how do you go about buying on auction? Here are some handy tips. ...read more
With the soccer world cup of 2010 drawing ever closer a lot of foreigners are starting to ask the question: \"Can foreigners buy property in South Africa?\"
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When we look for a new house or start designing your dream home to build, there are certain simple rules to follow that will bring great joy and save you money and frustration later on. These are rules for the layout of your new floor plan.
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Yes, we can help you to sell your property faster. That's the good news, the even better news is that our techniques are quick and easy to do, requires only an internet connection and a computer and will definitely show results...
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Lots of sellers will stick to their price and wait to get the price they want. Nowadays this ends up putting the seller in a stale mate with the agent, and the property does not get sold for many a month. There might be another way with an approach you have not condidered yet.
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A property auction is a thrill, it sounds cheap when the bidding starts, but I'd make up my mind on what I'd be willing to pay after VAT and Auctioneers commission before the auctioneer starts working the crowd.
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What will happen in the property market in South Africa now it seems interest rates are making a turn for the better again?
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These days it seems there are more property on auction boards than Property for Sale. Does this mean you'll buy a bargain at an auction - read to find out...
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If you want to know how to sell your property faster, this article will give you the answers...
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In the current South African property market there are arguments to buy property, but also to rent property. Find out what differences there are...
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